There Are Critical Considerations for 2023’s ACA Open Enrollment


Millions of Americans purchasing health insurance through the Affordable Care Act (ACA) marketplace face the annual task of comparing benefits and prices, considering changes to their plans, or enrolling for the first time. Open enrollment for the ACA's federal and state exchanges has begun, with enhanced subsidies available and many people losing Medicaid coverage, making this year's enrollment significant. Premiums can vary by region and insurer, so it's essential to shop around for the best plan to maximize premium tax credits, and cost-sharing reductions are available for many enrollees. However, there are still uncertainties, such as potential changes to short-term insurance plans and rules for "Dreamers" signing up for ACA coverage.

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